Property Owners’

Why use HGIB over any other Insurance Intermediary?

1. Specialist Personnel: We have an experienced team set up purely to deal with Property Owners business from both an underwriting and claims perspective.
2. Strong relationships: We have kept our agency base limited to a number of key insurers this has allowed us to dictate the wordings that we utilise and ensure that the relationships we have with these insurers is very strong.
3. We are a large property insurance player in a finite market and insurers do treat us with the respect that is reserved for only the large national brokers in the UK.
4. You are our client: We do not forget that we work for you the client and not the Insurers, therefore always ensuring that your best interests are kept at all times.
5. Delegated Authority Facilities: The main facilities we have in place are on a delegated authority basis, which means that the quotation stage through to the issue of the policy and any mid–term adjustments are within our control – ensuring that our high service standards are maintained.
6. Flexibility of remuneration
7. Additional assistance: As an expert intermediary in this particular sector we understand the requirements of the Insurance, Lending and tenants market. We are happy to assist you with wording queries, lease insurance clauses, insurance stipulations by lenders, etc. in addition.
8. Insurance Valuations: We have a facility in place with a third party provider (from £175 + VAT) which provides an insurance valuation, in addition to comments on period to rebuild, state of the premises, occupation, etc.
9. Size does not matter: HGIB’s participation in the Insurance of Property Owners risks are varied and range from single private domestic houses to large property portfolios with 100’s of properties.
10. Audit: As the name implies, one of our most successful services offered, is an insurance evaluation which looks at security of insurer, wordings, sums insured, third party contractors cover, etc in a full and written report. This allows clients to concentrate on their core business, which is definitely not insurance.

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